Build your own crypto portfolio 

Vault and Flow are two portfolios within one environment, each designed for a different approach:

Vault is your default portfolio for self-investing. From Vault, you trade crypto assets and can earn additional rewards if you choose staking. Your crypto is always held on a 1-to-1 basis within the foundation and is never lent out. An annual service fee of 0.6% applies to Vault.

Flow is designed for lending your crypto assets to Amdax Yield B.V., a sister company of Amdax. Amdax Yield on-lends these crypto assets to professional counterparties and generates income from this. That income covers operational costs, making Flow free of charge. Trading and staking are not available via Flow.

You can transfer (part of) your crypto assets between Vault and Flow at any time.

Vault carries a service fee of 0.6% per year on the crypto assets held. This is calculated daily and charged monthly. No service fees apply to Flow.

In addition to service fees, transaction costs apply. Please refer to our fee schedule for a full overview of all rates.

Within Flow, you lend your crypto assets to Amdax Yield B.V. Amdax Yield on-lends these assets to carefully selected professional counterparties and receives a fee in return. That fee covers the operational costs of Flow, which is why we do not charge service fees.

No. Trading and staking are only available from Vault. If you want to trade or stake, simply transfer your crypto from Flow to Vault.

When withdrawing crypto assets from Flow, a delay of up to 7 days may occur in certain situations depending on market conditions. For Vault, crypto assets are always immediately accessible. For crypto assets that are being staked, a waiting period may apply when you wish to unstake.

All client assets are held within the custody environment of the Foundation. Within that, a separate environment has been set up for Amdax Yield, which holds its own custody space as a client of Amdax. When you lend your crypto to Amdax Yield, ownership transfers to Amdax Yield. The Foundation then holds the crypto on behalf of Amdax Yield, and no longer on your behalf. In return, you have a contractual right to the redelivery of the same type and amount of crypto.

Flow is an unregulated service offered by Amdax Yield B.V., a sister company of Amdax. Amdax Yield does not hold a MiCAR licence. The protections that apply to your Vault portfolio do not apply to Flow.

The key risks are: your crypto temporarily transfers to Amdax Yield and is no longer covered by the Foundation's protections. If Amdax Yield or any of its counterparties fails to meet its obligations, you risk not recovering some or all of your crypto. Please read our Risk Warning and the Lending Terms carefully before using Flow.

MiCAR regulates crypto asset services such as custody, trading, and asset management. The granting and entering into of crypto asset loans currently falls outside the scope of MiCAR. The Lending Terms therefore apply to Flow, governed by Dutch law.

You open an account via our app or web platform and complete the onboarding process. After that, you're ready to go. Can't figure something out? Our team is here to help.